Divorce Representation for Retirees and Individuals Nearing Retirement Securing Your Financial Future and Protecting Your Rights

At Sekella Law, PLLC, we understand that divorce at any stage of life can be challenging, but the unique circumstances of divorce for individuals who are retired, approaching retirement, or of advanced age require specialized legal expertise. Whether you’ve spent decades building your assets or are just beginning to enjoy the fruits of your hard-earned retirement, a divorce can present complex financial and personal challenges that must be addressed with care and precision.

Understanding the Nuances of Late-Life Divorce

Late-life divorce—sometimes referred to as “gray divorce”—is increasingly common as couples re-evaluate their lives and relationships later in life. For those nearing or past retirement age, the stakes are often higher, with decades of accumulated wealth, retirement accounts, and health concerns all playing a role in the divorce process.

At SekellaLaw, we have extensive experience helping clients in this situation navigate the following critical issues:

• Division of Retirement Assets: Pensions, 401(k)s, IRAs, and other retirement savings can be complex to divide, particularly when they are the primary source of income for one or both spouses. We ensure these assets are equitably distributed and protected.
• Social Security Benefits: Understanding how Social Security benefits may be impacted by divorce is crucial, especially for those who may be entitled to spousal benefits. We guide you through this process, ensuring you receive the benefits you deserve.
• Health Insurance and Long-Term Care: As individuals age, health care becomes an even more pressing concern. We assist clients in addressing the potential loss of spousal health insurance coverage and help ensure provisions for long-term care are considered in the settlement.
• Estate Planning and Inheritance Concerns: Divorce later in life can significantly impact estate plans, wills, and beneficiary designations. We work with you to review and update these critical documents to reflect your new circumstances.
• Alimony and Spousal Support: When one spouse has been financially dependent on the other, alimony may play a key role in ensuring financial stability post-divorce. We work to address fair spousal support arrangements based on your unique financial situation.